Terms of Service

1. Acceptance of Terms

By accessing and using the Zesty Cove website (www.zesty-cove.com) and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Zesty Cove provides financial education, tips, and general advice specifically tailored for UK residents. Our services include:

• Financial life hacks and educational content
• Newsletter subscription services
• General financial guidance and information
• Educational resources and tools

3. Nature of Financial Information

3.1 Educational Purpose

All information provided by Zesty Cove is for educational and informational purposes only. It should not be considered as personalized financial advice, investment advice, or professional financial planning.

3.2 No Financial Advisory Relationship

Unless explicitly stated otherwise, the information provided does not create a financial advisor-client relationship. You should consult with qualified financial professionals before making any financial decisions.

3.3 UK-Specific Information

Our content is tailored specifically for UK residents and UK financial regulations. Information may not be applicable to residents of other countries.

4. User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information when requested
• Use our services only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not distribute malicious software or engage in harmful activities
• Respect intellectual property rights
• Conduct your own due diligence before making financial decisions

5. Intellectual Property Rights

All content on the Zesty Cove website, including text, graphics, logos, images, and software, is the property of Zesty Cove and is protected by UK and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Disclaimers and Limitations of Liability

6.1 No Warranties

Zesty Cove provides its services "as is" without any warranties, express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure.

6.2 Financial Risks

All financial decisions carry inherent risks. Past performance does not guarantee future results. You acknowledge that you are solely responsible for your financial decisions and their outcomes.

6.3 Limitation of Liability

To the maximum extent permitted by law, Zesty Cove shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of our services, including but not limited to financial losses.

7. Subscription Services

7.1 Newsletter Subscription

By subscribing to our newsletter, you consent to receive regular emails containing financial tips, market updates, and promotional content. You may unsubscribe at any time using the link provided in our emails.

7.2 Data Processing

Your subscription data will be processed in accordance with our Privacy Policy and applicable data protection laws.

8. Prohibited Uses

You may not use our services:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code

9. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

10. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party websites or services.

11. Indemnification

You agree to defend, indemnify, and hold harmless Zesty Cove and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of our services or violation of these Terms.

12. Governing Law

These Terms shall be interpreted and governed by the laws of England and Wales. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

14. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

15. Contact Information

If you have any questions about these Terms of Service, please contact us: